PNC FINANCIAL SERVICES GROUP, INC. (PNC)
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.
Open PNC FINANCIAL SERVICES GROUP, INC. in the interactive graph- Ticker
- PNC
- SEC CIK
- 0000713676
- Sector
- Financials
- Industry
- Banks
- Periods
- FY2025 Q1, FY2025 Q4, FY2026, FY2026 Q1, FY2026 Q2, FY2026 Q3, FY2027
- Headquarters
- Pittsburgh, PA
- Employees
- 55,704
Key figures
- Revenue 6.17B USD
- NetIncome 1.77B USD
- DilutedEPS 4.32 USD/share
Reported figures
- AllowanceToLoansRatio 1.52 percent
- AllowanceToLoansRatio 1.58 percent
- AllowanceToLoansRatio 1.64 percent
- BasicSharesOutstanding 394.00M count
- BasicSharesOutstanding 398.00M count
- BasicSharesOutstanding 405.00M count
- CapitalExpenditure 0 USD
- CommonEquityTier1Ratio 10.1 percent
- CommonEquityTier1Ratio 10.6 percent
- DilutedEPS 3.51 USD/share
- DilutedEPS 4.13 USD/share
- DilutedEPS 4.32 USD/share
- DilutedEPS 4.88 USD/share
- DividendPerShare 1.60 USD/share
- DividendPerShare 1.70 USD/share
- FreeCashFlow 1.93B USD
- GrossProfit 5.96B USD
- InterestExpense 2.48B USD
- NetChargeOffs 162.00M USD
- NetChargeOffs 205.00M USD
- NetChargeOffs 253.00M USD
- NetIncome 1.50B USD
- NetIncome 1.77B USD
- NetIncome 2.03B USD
- NetInterestIncome 3.48B USD
- NetInterestIncome 3.73B USD
- NetInterestIncome 3.96B USD
- NetInterestMargin 2.78 percent
- NetInterestMargin 2.84 percent
- NetInterestMargin 2.95 percent
- OperatingExpenses 3.39B USD
- OperatingExpenses 3.60B USD
- OperatingExpenses 3.77B USD
- OperatingIncome 2.19B USD
- OtherMetric 1.60B USD
- OtherMetric 1.84B USD
- OtherMetric 1.98B USD
- OtherMetric 100.40 USD/share
- OtherMetric 109.42 USD/share
- OtherMetric 112.51 USD/share
- and 56 more in the interactive graph
Guidance
- OtherMetric guidance 600.00M–700.00M USD
Drivers
- Asset management and brokerage fees increased as a result of higher average equity markets
- Average commercial loans increased driven by strong new production, increased utilization
- Average consumer loans increased driven by the benefit of acquired FirstBank residential m
- Average deposits grew driven by FirstBank deposits
- Capital markets and advisory revenue decreased as both higher underwriting and trading rev
- Fee income decreased primarily due to a $31 million decline in mortgage servicing rights v
- Net interest income increased due to the benefit of FirstBank, lower funding costs and com
- Net interest margin increased 11 basis points reflecting an 18 basis point decline in the
- Net loan charge-offs included $45 million of acquired net loan charge-offs related to Firs
- Noninterest expense increased driven by FirstBank operating and integration expenses, part
- Provision for credit losses reflected portfolio activity, including loan growth and the ad
Corporate events
- On April 2, 2026, the PNC board of directors declared a quarterly cash dividend on common
- On January 5, 2026, PNC completed its acquisition of FirstBank Holding Company, including
- PNC returned $1.4 billion of capital to shareholders, reflecting $0.7 billion of dividends
Quotes
- “2026 is off to a great start for PNC. During the first quarter we successfully c…”