EQUIFAX INC (EFX)
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Open EQUIFAX INC in the interactive graph- Ticker
- EFX
- SEC CIK
- 0000033185
- Sector
- Industrials
- Industry
- Professional Services
- Periods
- FY2025 Q1, FY2025 Q4, FY2026, FY2026 Q1, FY2026 Q2, FY2026 Q3, FY2027
- Headquarters
- Atlanta, GA
- Employees
- 15,000
Key figures
- Revenue 70.90M USD
- NetIncome 171.50M USD
- DilutedEPS 1.42 USD/share
Reported figures
- BasicEPS 1.07 USD/share
- BasicEPS 1.43 USD/share
- BasicSharesOutstanding 120,000,000.00 shares
- BasicSharesOutstanding 124,100,000.00 shares
- CapitalExpenditure 107.20M USD
- CapitalExpenditure 120.40M USD
- CashAndEquivalents 180.80M USD
- CashAndEquivalents 183.40M USD
- CostOfRevenue 656.70M USD
- CostOfRevenue 767.10M USD
- DeferredRevenue 101.20M USD
- DeferredRevenue 106.30M USD
- DilutedEPS 1.06 USD/share
- DilutedEPS 1.42 USD/share
- DilutedEPS 1.53 USD/share
- DilutedEPS 1.86 USD/share
- DividendPerShare 0.39 USD/share
- DividendPerShare 0.56 USD/share
- EBITDA 423.10M USD
- EBITDA 477.40M USD
- EBITDAMargin 24.1 percent
- EBITDAMargin 25 percent
- EBITDAMargin 29 percent
- EBITDAMargin 29.3 percent
- EBITDAMargin 30.3 percent
- EBITDAMargin 34.1 percent
- EBITDAMargin 50.1 percent
- EBITDAMargin 52.3 percent
- FreeCashFlow 121.50M USD
- GrossProfit 881.80M USD
- InterestExpense 52.90M USD
- InterestExpense 55.70M USD
- NetIncome 133.10M USD
- NetIncome 171.50M USD
- OperatingCashFlow 223.90M USD
- OperatingCashFlow 241.90M USD
- OperatingIncome 235.80M USD
- OperatingIncome 287.70M USD
- OperatingMargin 20.2 percent
- OperatingMargin 21.1 percent
- and 31 more in the interactive graph
Guidance
- DilutedEPS guidance 2.15–2.25 USD/share
- DilutedEPS guidance 8.34–8.74 USD/share
- Revenue guidance 1.68B–1.71B USD
- Revenue guidance 6.68B–6.80B USD
Drivers
- Diversified markets revenue up 8% on a reported basis, up 6% in local currency led by Work
- International first quarter revenue up 11% on a reported basis with 4% growth on a local c
- New Product Innovation leveraging the EFX Cloud, EFX.AI, and proprietary data delivered re
- Strong 38% U.S. Mortgage revenue growth from higher mortgage activity in first half of qua
- USIS first quarter revenue up strong 21% with very strong Mortgage revenue growth of 60% a
- Verification Services revenue up 14% led by strong mid double digit Government growth, wit
- Workforce Solutions first quarter revenue up very strong 10%
Risks
- Reduction in U.S. mortgage activity from higher rates since the Iran conflict began
- Uncertainty around interest rates and U.S. mortgage activity from the Iran conflict
- Uncertainty in the global macroeconomic environment and direction of U.S. inflation and in
Corporate events
- Paid $67 million in quarterly dividends
- Repurchased 1.3 million shares for $260 million
Quotes
- “Equifax delivered a very strong first quarter performance executing on our EFX20…”
- “Equifax is fundamentally a different company on how we go to market from Technol…”
- “Our strong first quarter results reflect the resiliency of the broad based Equif…”