ARCH CAPITAL GROUP LTD. (ACGL)
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.
Open ARCH CAPITAL GROUP LTD. in the interactive graph- Ticker
- ACGL
- SEC CIK
- 0000947484
- Sector
- Financials
- Industry
- Insurance
- Periods
- FY2025 Q1, FY2026, FY2026 Q1, FY2026 Q3, FY2027
- Headquarters
- Pembroke, Bermuda
- Employees
- 8,000
Key figures
- Revenue 6.42B USD
- NetIncome 1.04B USD
- DilutedEPS 2.88 USD/share
Reported figures
- CapitalExpenditure 8.00M USD
- DilutedEPS 1.48 USD/share
- DilutedEPS 2.88 USD/share
- FreeCashFlow 1.18B USD
- GrossProfit 2.27B USD
- InterestExpense 35.00M USD
- InterestExpense 37.00M USD
- InterestIncome 378.00M USD
- InterestIncome 408.00M USD
- NetIncome 1.04B USD
- NetIncome 564.00M USD
- OperatingIncome 1.15B USD
- OtherMetric -2.00M USD
- OtherMetric -27.00M USD
- OtherMetric -87.00M USD
- OtherMetric 0.04 USD/share
- OtherMetric 0.1 percent
- OtherMetric 0.10 USD/share
- OtherMetric 0.14 USD/share
- OtherMetric 0.44 USD/share
- OtherMetric 0.99 USD/share
- OtherMetric 1.1 percent
- OtherMetric 1.13 USD/share
- OtherMetric 1.54 USD/share
- OtherMetric 1.83B USD
- OtherMetric 1.86B USD
- OtherMetric 1.87B USD
- OtherMetric 1.91B USD
- OtherMetric 1.93B USD
- OtherMetric 100.1 percent
- OtherMetric 11.1 percent
- OtherMetric 11.5 percent
- OtherMetric 11.7 percent
- OtherMetric 14.8 percent
- OtherMetric 15 percent
- OtherMetric 15.4 percent
- OtherMetric 16.1 percent
- OtherMetric 160.00M USD
- OtherMetric 167.00M USD
- OtherMetric 17 percent
- and 72 more in the interactive graph
Drivers
- Benefit of Bermuda qualified refundable tax credits reduced corporate expenses
- Better than expected cure rates resulted in favorable development of prior year loss reser
- California wildfires resulted in current year catastrophic activity in the insurance segme
- California wildfires resulted in current year catastrophic activity in the reinsurance seg
- Changes in the mix of business affected the loss ratio in the insurance segment
- Changes in the mix of business affected the loss ratio in the reinsurance segment
- Favorable development in prior year loss reserves, net of related adjustments, of $200 mil
- Financial market movements on the Company's derivatives, equity securities and investments
- Growth in average invested assets, due in part to strong operating cash flows
- Higher compensation costs in Q1 2026 compared to Q1 2025 increased the underwriting expens
- Higher gross acquisition expenses increased the underwriting expense ratio in the mortgage
- Lower U.S. monthly premium business reduced gross premiums written in the mortgage segment
- Lower ceding and profit commissions on U.S. primary business increased the underwriting ex
- Lower cessions on U.S. primary business offset the decline in gross premiums written in th
- Lower level of contingent commissions on ceded business in Q1 2025, primarily due to the i
- Lower level of net premiums earned increased the underwriting expense ratio in the mortgag
- Lower level of reinstatement premiums in Q1 2026 relative to Q1 2025 reduced net premiums
- MCE Acquisition lowered the underwriting expense ratio in Q1 2025 by approximately 1.9 poi
- Modestly higher level of delinquencies in Q1 2026 than in Q1 2025 increased the loss ratio
- Non-renewal of certain programs related to the MCE Acquisition reduced net premiums writte
- Pre-tax current accident year catastrophic losses for the Company's insurance and reinsura
- Reduction in property catastrophe business written at January 1 reduced net premiums writt
- Tax law changes in Bermuda and the United Kingdom decreased the effective tax rate
- Transitional expenses associated with the MCE Acquisition increased the underwriting expen
Corporate events
- Share repurchases of $783 million